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I called Englert Leaf Guard in New Jersey for an estimate. Here are some tips:

1. Be prepared for a hard sell. They very much want to get you to sign a contract the day they come instead of giving an estimate, and they're very good at that. Do your research in advance, because this product is not universally liked.

2. Watch out if you choose the financing option. On the contract I signed with Leaf Guard, they promised 5.9% interest. When the credit card from the financing company arrived, the interest rate was 26.99 percent. Good luck trying to get that worked out.

3. Don't give them a big down payment. I did, but cancelled the contract the next day. In spite of that, they deposited my down payment check two days after I'd cancelled, and it took me 10 days to get my money back.

4. At the time of my "estimate" the company was advertising $59 down and $59 a month options on television. No mention of that was made during the at home visit.

5. Although they promised a dinner for two with estimate, no mention was made of that, and no dinner coupons arrived. Still waiting.

Location: East Brunswick, New Jersey

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My name is James Lakatos. I'm the Director of Sales for Englert LeafGuard.

I would be happy to address your concerns.

My personal phone number is 708.878.8158.

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